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montecarlo wrote
at 2:00 PM, Tuesday August 30, 2011 EDT
im confused.
in the midst of mad cramming for my boards this week, i left my wallet+keys+cell in a bathroom stall when i was changing into work clothes. yes, im an idiot like that. anyways, closely monitored amex and visa accts online, zero transactions since i lost my wallet. closely monitored verizonwireless, zero activity since i lost it. so i assumed that a good person must have found them and turned them into lost+found. checked with the lost+found office this morning: nada. checked with all the local security, no one knew of a wallet+keys+cell being turned in. so why would someone find my stuff, take it, but then not use it? theories? btw, im going through with cancelling all cards and getting replacement phone and other important stuff. so annoying. |
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dasfury wrote
at 2:00 PM, Thursday September 1, 2011 EDT In the terms of the agreement between the bank that issues the card and the account holder.
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green rabbit wrote
at 2:01 PM, Thursday September 1, 2011 EDT how about this monte. work better for you?
"Credit card fraud occurs when purchases are made using someone else’s credit card or credit card number with the intent to defraud." Title 18 of the U.S. Code, Section 1029 provides penalties for this fraud WITH THE INTENT TO DEFRAUD. If the person shows a clear intent not to defraud the true owner of the credit card, the action is not credit card fraud and is NOT illegal. I am however responsible for any overdraft charges or interest accrued on the account based on my credit card use... all of which MUST BE REQUESTED BY THE TRUE OWNER. In closing, fuck off peasants. |
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green rabbit wrote
at 2:01 PM, Thursday September 1, 2011 EDT whoops double post
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green rabbit wrote
at 2:02 PM, Thursday September 1, 2011 EDT you wanna prosecute me, you gotta show my INTENT TO DEFRAUD. which did not exist. Call me a douche all you guys want, i didn't break the law
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Thraxle wrote
at 2:06 PM, Thursday September 1, 2011 EDT It was douchy. Being a douchebag isn't a punishable offense.
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green rabbit wrote
at 2:06 PM, Thursday September 1, 2011 EDT and no thraxle. If you take someone's credit card from their table with intenat to buy a TV, that's theft. Finders law only applies when you FIND something.
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Thraxle wrote
at 2:07 PM, Thursday September 1, 2011 EDT OK, so I'll wait for someone to knock it off the table or for the waiter/waitress to drop it en route to the register. SWEET!!!
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green rabbit wrote
at 2:10 PM, Thursday September 1, 2011 EDT there's no point in that. you're still liable for the charges on the account, it's not like you get a free tv.
If the guy had asked for the 25 dollars back and i refused to give it to him, THEN i would be guilty of a crime. If you wanna use someone elses card to buy a tv and then drive to their house and tell them and pay for the tv... go for it. But there's not much point to it. |
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dasfury wrote
at 2:15 PM, Thursday September 1, 2011 EDT |
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green rabbit wrote
at 2:19 PM, Thursday September 1, 2011 EDT thank you dasfury, that case is good support for my argument. The dentist showed no evidence of his intent not to defraud the college student and thus was most likely found guilty of credit card fraud. This was a good contract for people to see the difference.
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